Property-secured lending

Certainty of funding, secured by property.

Aitutaki Capital provides short-term first and second mortgage finance for business, investment and property development, advanced through New Zealand's broker and adviser network.

up to 85%loan to value
as few as 6 hoursto settlement
700+dwellings completed by the principal

Current as at 30 June 2026. Figures are indicative and current as at the date shown. All lending is subject to credit assessment, valuation, security and formal documentation. This is not an offer of credit.

Why Aitutaki Capital

Registered lender

A registered non-bank lender operating on the Financial Service Providers Register, FSP1006985.

Speed and certainty

Indicative terms issued quickly and settlement in as few as 6 hours, solicitor to solicitor.

Experienced principal

Led by a barrister and solicitor of the High Court of New Zealand with a substantial property development track record.

The principal

Led from the front, by a lender who has built.

Led by David Whitburn, a barrister and solicitor of the High Court of New Zealand, best-selling author of Invest and Prosper with Property (Penguin Random House), and Past-President and Life Member of the Auckland Property Investors' Association.

About the principal

Process

A deliberately clear path to settlement.

01

Scenario

Your broker submits the borrower, the security property, the amount, the purpose, the term and the exit.

02

Indicative terms

Where the scenario fits, indicative terms are issued quickly so you can advise your client with confidence.

03

Due diligence

Valuation, title and customer due diligence, together with our credit assessment.

04

Settlement

Documents are issued and settlement proceeds solicitor to solicitor.

How brokers and borrowers work with us

Broker and adviser enquiries

We lend through accredited brokers and advisers. Submit a scenario and we will respond promptly.

Submit a scenario